OUR TRUST PLANS
Trusts have long been associated with complex legalities and perceived as a financial tool exclusively for the wealthy. However, at Avenue CI, we are breaking those stereotypes by introducing four accessible and affordable trust plans: Cedar, Clover, Tiare, and Plumeria.
Our commitment to innovation goes hand in hand with safeguarding your assets and upholding integrity. When you transfer your assets to the trust, they are held securely in a custodian bank, DBS Bank Limited, completely separate from Avenue CI's own assets. This ensures that even in the unlikely event of a financial crisis at Avenue CI, your assets remain untouched and protected. To further enhance transparency and accountability, we have appointed KPMG as our auditor, conducting regular assessments to ensure compliance with all relevant regulations and standards.
Check out the features of these plans and see how they can help you with your financial planning.
(Underlying Asset: Portfolio)
Cedar Trust Plan
This evergreen and massive tree symbolises stability, maturity and resilience. Despite its slow growth, it will end up strong and live long. As well as providing shade and protection, it is also a preferred choice for sturdy furniture and construction.
These traits are embodied in our Cedar trust plan, to which you make a contribution of as low as US$250 per month. The plan will help you accumulate and appreciate your assets, offering you peace of mind and stability in the long run. Your monthly contribution will be put in one of the meticulously-developed and well-managed portfolios that give you access to an array of asset classes such as equities, funds, bonds, private assets and cash equivalents. Based on the market situation, it is always possible for you to change the portfolio at any time.
(Underlying Asset: Physical Commodities)
Tiare Trust Plan
Tiare is a generic Cook Islands Māori term for flower, and the star-shaped tiare māori is one type of flower that has a special place of reverence for Cook Islanders. Pure white and having a gentle fragrance, this simple but elegant national flower symbolises purity and love. It is common for Cook Islanders to gift garlands made with nearly open tiare māori as a gesture of love and respect to family, friends and visitors.
Inspired by the spirit of this flower, we proudly introduce the Tiare trust plan. Just as the tiare māori represents the care and devotion for the cherished ones, we are dedicated to providing our valued clients exceptional asset protection straight from our hearts. By allocating your monthly contribution to the physical commodity markets, these plans unlock the potential for solid returns and establish a hedge against inflation.
Features
- Start saving with a flexible plan term and an affordable monthly contribution
- Benefit from various incentives
- Access a diverse range of asset classes
- Choose the base currency of your account from 6 options
- Accelerate your wealth accumulation by making single contributions anytime and modify contribution amount or frequency after ICP
- Make partial or regular withdrawals according to your needs
- Pass on assets without going through the probate process
- Assign the ownership of your plan through a simple procedure
- Modify your portfolio selection / the ratio among various physical commodities without incurring any charges or transaction costs
- Manage your account with ease through our straightforward online platform
- Have your assets are securely manged by an independent custodian bank
- Take advantage of a 30-day cooling-off period review the Terms and Conditions
(Underlying Asset: Portfolio)
Clover Trust Plan
Usually bearing three leaves but growing four on rare occasions, the clover is associated with hope, confidence, love and fortune. It is a hardy plant that can grow in different soil types, temperatures and moisture conditions.
Incorporating the name of this lovely plant in the identification of our Clover trust plan represents our desire to accompany you to pursue your passions and dreams in the ever-changing, sometimes turbulent, market environments — just as the clover adapts and thrives bountifully in any circumstances. Your single contribution will be put in one of the meticulously-developed and well-managed portfolios that give you access to an array of asset classes such as equities, funds, bonds, private assets and cash equivalents. Based on the market situation, it is always possible for you to change the portfolio at any time.
(Underlying Asset: Physical Commodities)
Plumeria Trust Plan
Renowned for its captivating flowers that come in an array of colours, from pure white to vibrant shades of red, yellow, pink, orange, violet and even mixed and rainbow hues, the plumeria holds deep symbolism for charm, creation and new life. Also known as frangipani in the Cook Islands, this mesmerising flower shows an effortless beauty that hides its resilience. It thrives in diverse conditions, exhibiting tolerance to drought and salt, while gracing us with its enduring presence.
Centred around the remarkable qualities of this little flower, our Plumeria trust plan is designed to help you create a flourishing wealth management journey. Even if you may occasionally encounter difficult environments and adversities like the plumeria, we are always by your side to provide you with unwavering support. By allocating your single contribution to the physical commodity markets, these plans unlock the potential for solid returns and establish a hedge against inflation.
Features
- Start saving with a single contribution of as low as US$20,000
- Benefit from the loyalty bonus
- Access a diverse range of asset classes
- Choose the base currency of your account from 6 options
- Accelerate your wealth accumulation by making single contributions anytime
- Make partial or regular withdrawals according to your needs
- Pass on assets without going through the probate process
- Assign the ownership of your plan through a simple procedure
- Modify your portfolio selection / the ratio among various physical commodities without incurring any charges or transaction costs
- Manage your account with ease through our straightforward online platform
- Have your assets are securely manged by an independent custodian bank
- Take advantage of a 30-day cooling-off period review the Terms and Conditions
Plan Summary
| Regular Savings | Single Contribution | |
|---|---|---|
| Suitable Target | Medium- to long-term financial planning | Short- to medium-term financial planning |
| Contribution Payment Term / Holding Period | 5 to 25 years | 3 years |
| Contribution Frequency | Monthly/ Quarterly/ Semi-Annually/ Annually | One-off |
| Minimum Contribution Amount | US$250 per month | US$20,000 |
| Underlying Assets | Portfolios (Cedar Trust Plan) | Portfolios (Clover Trust Plan) |
| Physical commodities (Tiare Trust Plan) | Physical commodities (Plumeria Trust Plan) |